What are the terms to the General Liability club insurance

For the club to be eligible, the USA Cycling Club Insurance Application must accurately reflect the number of all club members (not just members with a USA Cycling race license). Every club member must sign a waiver before participating in a club activity.

Waivers only need to be signed once by every member in each policy term. A new waiver is required every year, or for each policy term. Digital waivers are acceptable. We offer a sample waiver to get you started. We provide the sample for guidance and informational purposes only. We highly suggest final wording should be reviewed by your club’s legal representatives.

Exclusions include trail construction and maintenance as well as any ride or race that charges a fee. USA Cycling sanctioned events - such as clinics, fun rides and races are inherently insured under the event itself and not included in this policy. Other notable exclusion include: Abuse and Molestation and Participant vs. Participant claims. See more details of the policy in the Club Insurance Application.